Properties We Help to Finance
Mixed-Use
Mixed-use buildings feature separate areas for residential, office, retail, or other commercial purposes. They can include apartment buildings with retail stores or fitness clubs, storefronts with apartments above, or industrial spaces with offices rented to other tenants.
There are several types of financing available for mixed-use properties. The lenders we present to will depend on your goals and the loan structure that’s best for you. Our team will work closely with you to understand your goals, as this knowledge will help us target the right lenders and get the best possible deal for you.
Types of financing available for mixed-use buildings can include:
Standard Financing
Refinancing
Bridge financing
Hard Money Lending
Construction and development financing
Mezzanine financing
Get in touch, and let’s start the conversation. Whether you’re building, buying, or improving, we’ll work hard to help you achieve your real estate goals.
Residential/Multifamily
Residential multifamily buildings include apartments and condominiums with five units or more. There are many benefits of investing in multifamily properties, not the least of which is monthly cash flow. Even if multifamily properties have vacancies, there is still strong income potential, giving you a strong likelihood of success.
If you are purchasing or refinancing an existing property, performance matters. You’ll generally need two years of operating history, an appraisal, an environmental risk assessment, and a building condition assessment.
The Clover Capital team is well-versed in mixed-use property financing, whether you are developing the property or purchasing an existing building. We are here to do all the heavy lifting and decode the bureaucratic hoops so you can plan for what comes next.
Types of financing available for residential multifamily properties include:
Acquisition Financing
Refinancing
Hard Money Lending
Bridge financing
Construction and development financing
Mezzanine financing
Ready to talk about multifamily properties?
Warehouse/Flex
Warehouse and flex spaces can encompass many kinds of industrial properties, including storage facilities, buildings used for research, or factories with or without long-term tenants.
Financing these types of deals requires a good deal of information, and due diligence as the lender will want to have several years of historical data, income and expense statements, and business financial statements. Depending on what type of business is conducted on the property, we may also need an environmental assessment, as this will inform what can be done on the property in the future.
Though the process may seem daunting, we’re here to help. Our team is a one-stop for just about everything you’ll need to satisfy lenders. We’ll provide you with honest, accurate information to support your presentation, from site selection valuations, development, estimates, and more.
Let’s talk about your warehouse/flex space financing needs.
Retail
Whether you are purchasing a single store, a chain, a strip mall, or a shopping mall, we have the experience and insight to help you achieve your retail financing goals.
There are many opportunities in the retail sector as events since 2020 have caused a dramatic shift in the retail landscape. With many stores and malls empty, bargains are everywhere, and savvy real estate investors are eager to jump on them.
Whether you’re taking over an existing business, rehabbing an outlet that needs help, or launching something entirely new, we’ll work with you from site selection to financing, development, and beyond.
We have years of experience in several retail property types, including single-tenant, multi-tenant, shopping centers, big box stores, and more. Our in-house expertise combined with solid relationships with lenders, contractors, and more, ensure you always have the right information to make a sound investment decision.
Ready to talk retail properties?
Healthcare
Healthcare real estate is a highly specialized area of focus. The right property with the right tenant in the right market can be a highly valuable investment—and we can help you make that happen.
Healthcare facilities include research, laboratories, hospitals, clinics, and medical office buildings. These are all high-income properties with high-value tenants that will not only help you strengthen your portfolio but could also do a lot of good for the community, adding jobs, fueling innovation, and improving public health.
With so much growth in the fields of research and life sciences and an ever-growing need for outpatient space to care for our aging population, acquiring a healthcare business or property is an opportunity to make a positive mark on the world.
Our team provides strategic planning, investment analysis, facilities planning, and site selection in service to your real estate goals. We’ll analyze the market, identify opportunities, and put together a proposal to help you get the financing you need.
Let’s talk about healthcare real estate.
Office
Office space is currently undergoing a renaissance. Buildings are empty because of the work-from-home trend, companies are downsizing, and there is a lot of vacant office space on the block, including many high-quality Class A buildings.
Forward-thinking real estate investors are in an excellent position to purchase high-quality real estate for many purposes. Lease income is high, as is the potential to place high-value long-term tenants.
Clover Capital provides you with an experienced team of professionals to support you in all aspects of the transaction. We know what lenders want to see in your presentation, and we’ll work with you to create a compelling pitch as effective as it is impressive.
Our unique combination of market awareness, technical expertise, and decades of experience in commercial real estate transactions is your asset.
Let’s talk about your commercial office building needs.
Land
Purchasing a building lot to develop is an exciting prospect. It’s like a blank canvas with limitless potential. However, just as with other types of real estate, purchasing land has many unique challenges and points to consider.
Working with an experienced team like Clover Capital streamlines the process, ensuring you understand all the nuances of the property under consideration.
This includes zoning, local bylaw restrictions, service availability, financing options, and how your development plans will impact your investment in the future.
Whether you are looking at raw or serviced land, you have many things to consider. Whether you plan to build a subdivision, multifamily residential, commercial, or industrial structure, you need an experienced partner by your side to ensure you land the right lender and the best possible terms.
We’d love to hear about your development plans and help you bring your vision to life.
Special Use
We describe special use buildings as those built for a specific purpose. Because of their unique designs, they are limited to that use or process.
Special use buildings can include:
Theaters
Athletic facilities/arenas
Schools
Religious buildings
Hospitals
Medical facilities
Factories
Firehouses
Railway stations
Processing plants
Though these buildings can undoubtedly be repurposed, suitability of use is at issue, especially when considering investment potential. Business feasibility, local demand, and the cost of renovating or adapting the building can be restrictive. Still, when you’re armed with the right information, you’re tapping into a niche market with a lot of potential.
Clover Capital is here to support you through your special use transaction. Our experienced team will help you determine what’s possible. We’ll work with you to develop a financing proposal that will illuminate your vision and help you get closer to realizing your real estate goals.